Top 5 buy now, pay later apps to save money

Top 5 buy now, pay later apps to save money
Buy now, pay later (BNPL) apps help save money. People often use these apps to buy expensive products while paying for them later in smaller installments. Since there are many BNPL apps out there, finding one is easy. However, individuals must pick the right option for the best benefits in the long term. Those who find it hard to decide can consider these five most popular apps to save money. Affirm With numerous BNPL plans, Affirm is a top choice among those looking to save big. Its standard pay-in-four plan with zero interest is particularly popular among shoppers. Aside from this, monthly plans such as three-, six-, 12-, and 60-month repayment plans are also available. All of these have interest rates ranging from 0% to 36% APR. Besides, the app has partnerships with some of the most significant online and offline retailers, which makes it more attractive to consumers. The best part is that one does not have to pay fees to use Affirm! Sezzle Sezzle is great for those looking for BNPL apps that offer flexible payment plans. It lets customers push payments and get two extra weeks to pay back. Moreover, the first reschedule for every order costs practically $0.

8 Ways to Manage Data Usage and Avoid Overage Fees

8 Ways to Manage Data Usage and Avoid Overage Fees
People’s dependence on the internet has been on the increase. Moreover, with captivating smartphone apps and features, an individual’s cellular data usage can go through the roof, resulting in additional data usage and overage charges. Watching videos, browsing the net, and playing high-file games on the phone can easily surpass the monthly data limit. Users can follow these eight tips for managing data usage and avoiding high overage fees. Switch to Wi-Fi One of the easiest and most convenient ways to reduce data usage is to connect to Wi-Fi whenever and wherever possible. Take full advantage of the Wi-Fi at home. When visiting friends, one can connect to the home Wi-Fi by adjusting the settings. Apart from home Wi-Fi networks, one can also connect to public networks at places such as cafes, libraries, or restaurants. However, public Wi-Fi is not always secure, and those connected can be victims of cyber-attacks and data theft. Hence, when using public Wi-Fi, one must use a VPN connection, which encrypts their data and prevents data theft. Save downloads and updates when connected to Wi-Fi Another easy way to avoid the overuse of cellphone data is to set aside all the downloads and updates when connected to the Wi-Fi.

Top 10 Black Friday 2023 Deals on Internet Services

Top 10 Black Friday 2023 Deals on Internet Services
As Black Friday draws near, various e-commerce platforms offer attractive sales and discounts to lure customers. This article has compiled a list of the best deals and discounts from last year’s sale. With high-quality gizmos, shoppers can save on home Wi-Fi bills and internet packages during this time of the year. Moreover, numerous discounted deals provide an opportunity to access unlimited internet. Let’s take a closer look at some of them. Best black friday internet deals Internet providers offer attractive deals with the provision of home Wi-Fi. Black Friday sales have great deals on various products and services, including internet services. One may find discounts, special offers, or bundles from various ISPs. For the latest Black Friday information, it is recommended to check websites and online deal aggregators for major vendors. Satellite internet providers One of the best things about HughesNet satellite internet is that it’s available in 99% of the US, offering a free standard installation. This is a massive benefit because installing satellite internet can be difficult and time-consuming. Thus, it is necessary to have the installation done by a professional. A new HughesNet subscriber can take advantage of this offer early because this is a limited-time offer, priced between $50 – $150 per month, with 25Mbps speed.

10 Black Friday deals on internet services to expect in 2022

10 Black Friday deals on internet services to expect in 2022
Living without a good mobile signal is tough to imagine these days. With the whole world connecting on high-speed internet through various service providers, it is no longer a luxury but a necessity to have a reliable and stable network. Many individuals rely on the internet for work, school, entertainment, and more. Based on last year’s trends, here are the top ten internet services deals to expect during Black Friday 2022. HughesNet Make your switch to satellite easier with HughesNet, a reliable provider with services across the country. Last year’s offers let you save $99 on a free installation with an additional $5 off the lease on your dish equipment for HughesNet internet plan sign-ups. Expect similar or bigger offers in 2022. Xfinity For fast internet speeds, Xfinity is your go-to! The internet service provider advertised 6x quicker speeds for the same price last Black Friday. Customers could get a 50 Mbps plan for $19.99/month for 12 months with a new Xfinity mobile line. Explore similar deals for the upcoming shopping season. AT&T Last year, AT&T ran online promotions for their fiber internet plans. Three plans came with $250 worth of savings in the form of reward cards when ordered online.

5 Pitfalls to Avoid While Switching Phone Carriers

5 Pitfalls to Avoid While Switching Phone Carriers
For those looking to switch phone service providers, navigating the process smoothly to ensure a hassle-free experience is important. By avoiding common pitfalls, one can save time, and money. Switching to a new provider with better data and call plans can be a great option to reduce cell phone bills, but it’s essential to be cautious and avoid unnecessary expenses. In this article, we’ll discuss some of the most critical pitfalls to watch out for when changing phone service providers. 1. Not knowing the amount of data required It is easy to give in to the luring advertisements for limitless data plans. But does one consume the data? Well, the fact of the matter is that many people do not know their monthly data usage on cell phones. The typical average American user consumes 12GB of data per month, so an unlimited plan might not be the cost-effective option for many. Therefore, it is advised to review past cell phone bills and data consumption habits to determine the average monthly data usage. This will help one find a plan that offers the right amount of data, neither too much nor too little, and maximize the savings. Also, be wary of the “size-up trap.” While it may seem like a good deal to purchase an extra 2GB of data for $10, if one doesn’t use it, one might end up paying more than required.

6 FAQs about Medicare coverage

6 FAQs about Medicare coverage
Medicare is a government-run national health insurance program that helps ease the financial burden of those aged 65 and older. If one chooses Medicare, the government partially pays off their healthcare bills if it meets the policy conditions. However, the plans can have some gaps in coverage, making it crucial for recipients to understand exactly what the program covers. Let’s take a look at the frequently asked questions regarding Medicare coverage: What are the types of Medicare coverage? Original Medicare is primarily of two types: Part A and Part B, covering hospital insurance and inpatient-outpatient services. Additionally, people can choose the optional Advantage Plan or Medicare private health plan. It is commonly known as Part C, and it offers alternate ways of receiving original Medicare benefits with different restrictions and costs. For additional coverage, one can opt for Plan D or Medigap. What is no longer covered by Medicare? Medicare Part A and B provide coverage for a variety of hospital and outpatient expenses but do not typically pay for the following four services: Dental services like teeth cleaning or filling Hearing aid Contact lenses, routine vision check-ups, or eye treatments Overseas care after six hours of traveling abroad One can get additional private health insurance with a customized plan and monthly premium to cover the costs not covered by Medicare.

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Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.
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10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!
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