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6 Mistakes to Avoid During the 2023 Black Friday Sale

6 Mistakes to Avoid During the 2023 Black Friday Sale

Most retailers offer incredible deals across categories on Black Friday. With so many amazing offers, it is easy to lose track of expenses and be tempted to buy almost everything carrying a discount. These are common mistakes that may somewhat diminish the sheer benefits buyers could get during the sale season. So, to help one make the most of Black Friday deals, here are some of the other common mistakes to avoid: Overspending One may be tempted to dive into Black Friday shopping without a plan, resulting in overspending and, ultimately, not having enough left to get things they really need. Spending without a well-defined plan is one of the critical mistakes to avoid during big sale days. An easy solution here is to create a budget a few weeks before the sale day. Following this, one can allocate specific amounts of money for certain necessary products (say, setting aside $600 for a new smartphone). Then, one should stick to this budget irrespective of the circumstances. Come what may, one should not avoid spending more than $600 on a smartphone, even if the $900 model seems more tempting. Practicing self-control is essential during the shopping season; however, it can help one avoid overspending and getting things they do not need.

Top 14 questions to ask an oncologist

Top 14 questions to ask an oncologist

Oncologists are highly trained medical professionals specializing in diagnosing, treating, and managing various types of cancers. They work closely with patients throughout their recovery journey, addressing various aspects of cancer care, from symptom identification to developing personalized treatment plans. If one is referred to an oncologist, asking questions about the condition is important, as dealing with cancer can be difficult. So, here are some common questions to ask the specialist during the initial visits. Who are oncologists, and what do they treat? Oncologists play a crucial role in cancer treatment. They recommend and supervise various treatments such as chemotherapy, immunotherapy, hormone therapy, radiation therapy, or targeted therapy. They also monitor and adjust their effectiveness according to the patient’s response. Different types of oncologists, such as surgical, pediatric, and neurological oncologists, work with other healthcare professionals like nurses, pathologists, psychologists, nutritionists, and radiologists to provide comprehensive care to the patient. Additionally, they offer palliative care, including pain management, and address the patient’s emotional and psychological needs. This holistic approach ensures patients receive the best support and treatment throughout their cancer journey. When does one visit an oncologist? If someone shows signs of developing cancer, their primary healthcare provider may conduct diagnostic tests.

4 extended vehicle warranties you should consider

4 extended vehicle warranties you should consider

When purchasing a vehicle, you are generally provided with the manufacturer’s vehicle warranty. The warranty stays valid on an average of 3 years or 36,000 miles, whichever comes first. However, after that, it is recommended to invest in an extended vehicle warranty to cover the repairs your vehicle may undergo over the coming years. While there are several extended vehicle warranties in the market, you need to choose the one that best suits your requirements. To help you narrow down your choices, here is a list of some of the most popular extended vehicle warranty services you can consider. Endurance Extended vehicle warranty from Endurance is accredited by the Vehicle Protection Association and Better Business Bureau (BBB) with an A+ rating. Endurance provides 24-hour roadside assistance, 24/7 claims processing, and allows you to choose from multiple dealerships and 350,000 certified mechanics in the country and Canada. Since Endurance is a direct provider, it directly pays the repair shop for any damages, making the claim process hassle-free. The extended vehicle warranty covers parts, labor, and tax. Extended vehicle warranty from Endurance ranges from $350 to $700 per year with a $100 deductible, depending on the mileage, year, make, and model of your vehicle.

5 things not covered by Medicare

5 things not covered by Medicare

Medicare is invaluable for a large percentage of the country’s population for many reasons. People who are older than 65 can get the full range of cost coverage offered by Medicare Part A and Part B when they sign up for them. However, while Medicare does cover most healthcare expenses one might incur, certain costs are outside coverage boundaries, even for this scheme. Here are some of the things not covered by Medicare: Long-term care Long-term care is among the most expensive healthcare services one can use. According to some studies, the median cost of a private room in nursing homes is about $115,000 in 2023. Certain cost estimates state that using a room for a prolonged period with assisted-living facilities costs about $47,000 for 44 hours per week of care given by a home health aide. While Medicare covers certain skilled nursing services, it does not cover the things included in custodial care, such as dressing, bathing, feeding, and other similar activities involved in daily living. To ease things, people can purchase health insurance externally to cover any possible healthcare requirement that includes long-term care. Hearing aids While Medicare does cover the cost of major procedures and treatments done for ear-related health conditions, the cost of routine hearing tests or hearing aids is not a part of the original Medicare and Medigap package.

Top automated investing services that make investment easy for all

Top automated investing services that make investment easy for all

Automated investing services or Robo advisors are becoming popular by the day, and financial experts around the world only expect to see a surge in their usage. This is because these intelligent services offer one crucial advantage that many investors benefit from: low-cost financial advice. With many top financial services companies jumping in the race to provide customers with the best automated investing services, there are plenty of great options available for every kind of investor. What is a Robo advisor and how much does it cost? A Robo advisor is a digital platform that provides algorithmic-driven money management services that require virtually no human supervision. It does this by collecting client data like financial situation, future goals, and other details through an online survey. This data is then used to automatically manage clients’ assets and provide them with the most suitable financial advice. Robo advisors are immensely cheaper than human financial advisors. Most services only charge an annual management fee that is anywhere between 0.25% and 0.5% of the account balance. Depending on your need, you can even find good Robo advisors that offer services free of charge and low minimum balance value. Top Robo advisors in the market There are several low-cost Robo advisors that you can choose based on your needs and preferences.

5 bad smartphone habits that will affect productivity

5 bad smartphone habits that will affect productivity

Smartphones are the need of the hour because, in today’s fast-paced urban lifestyle setting, it’s impossible not to have one. These gadgets are helpful because, in this digital era, most of the work is done online. However, certain smartphone habits may negatively impact you in the long run by hampering your ability to function without one daily. Here are five instances where most smartphone users can relate to the negative impacts of excessive usage. Constantly checking phone While the deceptively harmless habit may look like you are trying to jump-start on all activities, you’ll often spend more time checking every single message or email. Also, the constant information overload from the various social media updates or news, in general, is not a very productive habit. Some updates could also trigger a sense of missing out that might hamper work productivity and negatively impact mood. Using your phone as an alarm Buy a basic alarm clock because it only costs a couple of bucks. And more than money, the idea behind not using your smartphone as an alarm is simple. Often, after pressing that snooze button three to five times before eventually getting up, you’ll be tempted to check any notifications.

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Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.

10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!