Home | Diets and meal plans

15 critical details to know about Medicare coverage

15 critical details to know about Medicare coverage
Medicare is a federal primary insurance program that is offered to elderly seniors. It is available for both working and retired seniors as a benefit to pay for rising healthcare costs. Even young adults suffering from a disability or those diagnosed with end-stage renal disease can avail of this benefit. Medicare is a complicated insurance program that entitles many tricky terms and conditions. Here are 15 essential things you should know about Medicare. It’s a government-sponsored insurance Medicare is something that you can additionally avail over any existing insurance plans to provide coverage for treatment. You need to apply before you turn 65 Applications start three months before you turn 65 and end four months post your 65th birthday, giving you seven months to enroll for the plans. There are four parts Medicare is divided into four main parts, with Part A and B forming the original Medicare. Original covers both the inpatient and outpatient needs, whereas Parts C and D are special advantage plans that help cover special costs and prescriptions. You can choose between Original and Advantage plans Original Medicare only covers Part A and B, with an option to choose Part C to pay for prescriptions. Or choose Part C with optional D coverage.

Eligibility, application, and benefits of Assurance Wireless program

Eligibility, application, and benefits of Assurance Wireless program
The government launched an Assurance Wireless program for public benefit in 2009. Funded by the Federal Universal Service Fund, it’s designed for individuals who are unemployed or fall below the federal-specified poverty line. Under this program, one receives financial assistance in the form of a free government-subsidized phone and telephone service plan per household. Eligible users are not sent a bill, do not sign any contract, and are not charged any activation cost. Internet plans offer This financial assistance is convenient and hassle-free; it does not entail any activation costs. Currently, the program offers a free Android phone with a T-Mobile network for coverage and two plans: Lifeline and ACP Unlimited plan In this one, you can get unlimited internet data, calling minutes, text messages, worldwide Sprint network coverage, 911 access, and 10GB of mobile hotspots. During congestion, the internet speed may drop after 35 GB of data usage in a month, which allows you to view roughly 60 hours of streaming with standard resolution. Lifeline-only plan This plan comes with 4.5 GB data, unlimited texts, and phone minutes which have some state-specified limits. For the first four months, however, you can get 150 free voice minutes. This plan also offers upgrades for an extra cost, which includes additional data and unlimited phone minutes:

5 tips for saving money on online streaming services

5 tips for saving money on online streaming services
Over the past few years, streaming services have grown exponentially. Nielsen’s monthly Gauge platform rankings show that the combined usage of all the streaming services in the country accounted for 34.8% of the total consumption, surpassing cable and broadcast. This is why many media companies have introduced their own subscription-based streaming services, but these can be expensive. So, here are some practical tips for saving money on these platforms. Use one service at a time Today, it has become increasingly difficult for viewers to keep track of all their subscriptions. Viewers lose the most money by forgetting to unsubscribe from a streaming platform after they are done with the service. So it is best to subscribe to one service at a time and cancel it before moving on to another. Opt out of unnecessary subscriptions If you have already subscribed to several streaming platforms, it is best to figure out which platforms you rarely use and can do without. Scroll through your phone and check credit card statements to track your subscriptions. Consider consolidating all your streaming services onto one credit card to track them easily. Over a few weeks, evaluate each service you are paying for and see if you use it frequently.

Key things to know about burial insurance

Key things to know about burial insurance
Planning one’s own funeral can be challenging and very uncomfortable. Yet, preparing financially for this inevitable event is essential. It alleviates the burden on one’s family and adds to their peace of mind. Getting a burial insurance policy is one way to meet the costs associated with the funeral, burial, and other end-of-life expenses. Read on to learn about the types of burial insurance, the coverages included, and the factors to consider when signing up. Types of burial insurance There are three popular types of this insurance plan: Simplified issue life insurance Individuals do not need to appear for a detailed health examination when applying for this plan. However, they would still need to answer a few health-related questions. The insurance company may not accept one’s application if they have pre-existing health issues or participate in high-risk activities that could be life-threatening. Still, this insurance type is sought-after because of swift approvals and relatively higher coverage amounts. Guaranteed issue life insurance This plan neither requires applicants to answer health-related questions nor appear for a health examination. If the applicant is between 50 and 85, they will likely be approved. However, this policy has a waiting period. Beneficiaries may not receive the full sum assured if the insured passes away due to natural causes during this period.

4 luxurious hotels for your next overseas vacation

4 luxurious hotels for your next overseas vacation
The travel and leisure industry has transformed the way people experience and enjoy an exotic getaway. With growing demand and equally high expectations, hotels and resort chains have to adapt to providing the best hospitality services while competing in a market with the top players. We bring you some of the best brands in the industry and weigh the pros and cons of choosing them to help you plan your next international vacation. Take a look. Banyan Tree Hotels & Resorts Banyan Tree is more than just a hotel brand, it is an experience that will redefine your travel expectations, and even experience, for good. After enjoying the exclusive offers at mesmerizing destinations around the world, you will find yourself becoming an appreciating patron of the luxurious amenities in no time. Plan your destination wedding at one of their exotic hotels overlooking majestic beauty, or enjoy a perfect romantic getaway on your honeymoon. Celebrate your anniversary or plan your next corporate retreat with Banyan Tree’s vacation and travel packages. You can also enjoy direct booking perks and flexible cancellation policies. Rosewood Hotels & Resorts The residential-style hotels spread across continents are inspired by every destination’s culture and history to give you authentic travel experience.

5G smartphones that are popular and upcoming

5G smartphones that are popular and upcoming
Owning a 5G smartphone doesn’t necessarily mean that you have to shell out big bucks when you don’t want to. Nowadays, since most new smartphones come with 5G connectivity, what you should be looking for is a 5th-generation device with features like its camera/s, battery, storage, and chipset. That said, what also matters is how practical and user-friendly the smartphone is. These factors, combined with 5G connectivity, make a smartphone worth its price. Top 5G Smartphones in 2021: If you are looking for a new smartphone, h ere are a few that are worth your money. Google Pixel 5a The Google Pixel 5a, with a price tag of $449, is the perfect choice for those looking for a mid-range phone that offers all the standard Android features and massive battery life. The smartphone also retains the 3.5mm headphone jack from the 4A and an exceptional camera setup. You can buy this on Google Pixel’s official website. iPhone 12 Pro Max Along with lightning-fast network speeds, and sports a 6.7-inch OLED display, a Smart Data mode, and an A14 Bionic chipset that offers stellar performance when it comes to playing games or running high-intensity applications. The iPhone 12 Pro Max starts at $1099 on Apple’s website.

Must
Reads.

4 key things to consider when choosing a new garden fence

Having a fence around one’s property can serve multiple purposes, such as providing privacy, safety, and keeping away animals or keeping pets inside. Choosing the right fence that is compatible with the house can be a challenging task. Therefore, it is important to take some time to consider the various options available on the market before installing a fence. Moreover, there are several important factors to take into account when selecting a new garden fence. Legal responsibility and planning permission This is one of the most crucial aspects that must be considered before deciding on anything else regarding fence installation. If this issue is not sorted out initially, one may end up spending a lot of money and time in the building and installing the fence, only to cancel everything later on.  Therefore, it is important to understand who would be responsible for replacing or repairing a fence if it is a shared entity between two neighbors. This can be found out through property deeds that provide details regarding which boundaries are the legal responsibility of which neighbor. In addition, it is a good idea to have a discussion with one’s neighbors before starting the work. Also, one needs to figure out whether planning permission is required for the new fence. Privacy and security For homeowners who live in urban or suburban areas, security and privacy are two of the key things they need to consider before building a new fence. If one’s home is on a quiet street with fewer people passing through, an open and breezy fence panel like arched top pailing fence panels may work well. But for those living across busy roads or a locality that has a lot of people and traffic moving around, higher fencing styles such as traditional Close Board Fencing Panels or Waney fence panels should be considered.

10 Designer Perfume Deals to Expect for Black Friday 2023

The much-anticipated Black Friday sale is only two months away, so one can start preparing their shopping list. Besides clothing, appliances, furniture, and other essentials, people with a fondness for alluring fragrances can buy perfumes during this time. Labels like Chanel, Armani, and Bond No. 9 are known to have fantastic offers. Based on last year’s trends and current prices, we’ve listed ten Black Friday designer perfume deals one can expect in 2023. Floral fragrances 1. The Dioriviera by Dior embodies a fresh and fruity fragrance. It’s designed to convey modern and romantic impressions inspired by a rose garden. It also emanates a slight warmness of a pleasant, sunny day. Since the Dioriviera launched earlier this year, it’s hard to say how much it will be discounted for Black Friday. However, last year’s trends indicate premium Dior perfumes like these will likely sell for at least 10% less. Both men and women can use it. 2. Jimmy Choo’s Blossom Eau de Parfum spray was marked down by 50% last sale season. It usually costs $60, but one could pick it up for just $30 at Macy’s. This spray c ombines juicy berries, fragrant florals, and creamy sandalwood, creating a sweet, lively party scent perfect for the holiday season. It comes in a striking fuchsia bottle with a dimpled pattern and diamond-shaped lid. 3. The Armani My Way Eau de Parfum combines floral and woody notes. One of the key ingredients, orange blossom, is extracted from hand-picked bitter orange fruits. This perfume currently costs $155 on the brand’s website. However, for Black Friday last year, sites like Beauty BFF let customers save 30% on Armani perfumes with a coupon code. One can hope such offers repeat in 2023. Fragrances for women 4. The Chanel N°5  Eau De Parfum spray has been around since 1921.

4 benefits of wearing a body shaper

Body shapers or shapewear are undergarments that create a smooth foundation beneath clothes by providing a firm, thin layer of compression. They are often worn to create a smooth silhouette across the bust, hips, waist, and thighs. Shapewear is available in a wide range of shapes, styles, patterns, colors, and types, including body briefs, control camisoles, long-leg shapers, corsets, waist cinchers, and so on. The right shapewear can offer the following benefits: Smoother silhouette Whether one is planning an outfit for a casual day out, party, or a formal event, wearing a body shaper underneath can help elevate the look. The right shapewear can smoothen the seams and hide clothing wrinkles so that the outfit looks well-fitted and sharp. It will give a smoother appearance along with a toned silhouette. Further, aging is a natural process that causes muscles to lose their elasticity and suppleness, making the skin prone to sagging. Here, shapewear can help firm up the appearance of loose skin. Improved posture A full-body shaper that covers the complete torso compresses the body and offers a snug fit. This helps in keeping the back straight and maintaining a good posture. The long-term effect of maintaining a good posture while wearing compression shapewear is that one gets used to naturally sitting, standing, or walking with their back straight, even when not wearing shapewear. This may help in alleviating back and shoulder pain while improving the posture. Helps with sweating Thermal body shapers are special types of shapewear designed to stimulate sweating. These are usually available in the form of vests, pants, shorts, and bodysuits. Most of them tend to focus on the midsection. So, those who do not sweat enough while working out can opt for these body shapers that increase the natural body heat and perspiration around the waist and midsection.

Top 10 Tablet Deals to Explore on Black Friday 2023

Black Friday, one of the most anticipated retail holidays of the year, is right around the corner. This year, it falls on November 24. With early-bird sales and holiday season excitement comes the need for preparation. With each Black Friday bringing with it discounts on everything, from kitchen appliances to phones and tablets, one can add all kinds of electronics to their shopping list. So, here are some tablets worth considering on Black Friday 2023: Slate tablets The slate or standalone tablet is the most traditional variant while also being the most popular option. Here, the gadget comes with a big touchscreen, ranging from 5 inches to 13 inches. While these are usually regular-sized tabs, one may also be able to find mini tablets. 1. On Black Friday, shoppers can expect amazing deals on slate tablets, but one must keep in mind that the prices can differ depending on screen size, features, and other specifications. An already affordable tablet, the Lenovo Tab M8, sold for just $79 at Walmart last Black Friday.  2. Last year, shoppers got a $230 discount on the Samsung Galaxy 14.6-inch tab at Best Buy. This deal is worth following up on this Black Friday. 3. Those looking for affordable Samsung tablets can consider the Samsung Galaxy Tab A8. This gadget carried a $60 discount last Black Friday, selling for just $139. With a 10.5-inch display and 32GB of memory, the tablet can be a great Android option for students. 4. Additionally, Lenovo’s 10.6-inch slate tablet model has previously carried a post-discount price of $139 on the brand’s official website during the shopping season sale. With 4GB RAM and 128GB storage, this tablet is great for students and professionals, making it worth considering this shopping season. 5. The Lenovo Yoga tablets have previously sold for $319.99 during the holiday season.

Our
Blog.

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.
Read More
10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!
Read More