10 healthcare services not covered by Medicare

10 healthcare services not covered by Medicare
Medicare is an essential part of healthcare. It helps prevent many out-of-pocket expenses and even covers a large portion of your health expenses after a certain age. Medicare Part A and Medicare Part B are pretty comprehensive in their coverage. But, it is essential to understand that there are gaps in Medicare coverage. Read on to learn more about what exactly is not covered and how you can get coverage for these services. Dental care Medicare Part A does cover certain parts of dental services. But, for the most part, dental care, including X-rays, fillings, and even cleaning sessions, is not covered by Medicare. So, if you want coverage, you may opt for an extra plan. Vision Medicare also does not cover any eye examinations and eye care in general. This also includes the cost of contacts, eyeglasses, and more. Medicare Part B does offer some coverage for contacts and glasses only if you have had cataract surgery. But even here, the deductibles and costs may vary. If you want vision coverage, you can look into a Medicare Advantage plan. Hearing Hearing  issues are another aspect of healthcare not covered by general Medicare. This includes hearing aids and the examinations required to test for hearing aids.

10 mistakes to avoid when selecting Medicare coverage

10 mistakes to avoid when selecting Medicare coverage
People living in the country aged 65 and above can opt for federal health insurance assistance in the form of Medicare, which covers comprehensive costs for known treatments. Even some younger individuals with disabilities or those diagnosed with end-stage renal disease are eligible for Medicare plans. It is divided into four parts and covers everything from hospitalization expenses to the cost of prescriptions. Here are ten common mistakes to avoid while enrolling for Medicare. Enrollment mistakes Medicare benefits become available as soon as a person turns 65. So, it is always beneficial to apply for Medicare policies in the initial enrollment period, open only for a fixed time. Enrolling late can lead to an increase in premiums that would have been otherwise affordable. Signing up for automatic renewals Never voluntarily opt for automatic renewal, as one can switch up plans and avail benefits under a different policy that can be changed once a year. So, consider the premiums, deductibles, and copayments and see if the new policy is worth it. Taking plans only for the premiums Premiums are just one aspect of the total cost of paying for insurance. One must also compare policy benefits, even if it means paying slightly higher premiums.

5 common mistakes to avoid when making a hotel reservation

5 common mistakes to avoid when making a hotel reservation
Planning for a vacation is fun. Thinking about the exciting places you’re going to visit, new cuisine, and entertainment adventures can lift your spirits. And since you can arrange everything from hotels to restaurant reservations online in advance, there’s not much running about to do. However, you must be cautious. Some holiday deals may sound too appealing to be true. A mistake while booking a hotel could cost you money and spoil your vacation. Not asking for refundable bookings If paying in advance, one of the biggest hotel booking mistakes to avoid is taking a non-refundable room. A non-refundable package may be cheaper, but travel plans can change abruptly. If you decide to shift your holiday destination and need to cancel, you may have to pay the penalty. So always book a room that comes with refundable rates and free cancelation. Going for the cheapest rooms available A lower price doesn’t necessarily mean it’s the best deal. With hotels, you must also read customer reviews while comparing the rates online. There’s a good reason the room is listed for a discount. So, find out what it is before confirming a reservation. Also, use pricing comparison tools available on booking websites.

5 common mistakes to steer clear of when buying health insurance

5 common mistakes to steer clear of when buying health insurance
Health insurance is a mandatory requirement for all residents in the country. Moreover, a multifold increase in medical costs has made it difficult to afford decent healthcare without insurance. But with so many plans and policies available for Medicare, Medicaid, and Medigap, choosing the right one can be challenging. It is also important to note and avoid these common mistakes while planning for healthcare coverage for self and one’s family. Here are some to avoid: Not researching properly You have to do primary research to understand the options for health insurance. For example, United Healthcare (UHC) offers exclusive Dual Eligible Special Needs Plans (D-SNP) benefits to qualifying applicants covering Medicare and Medicaid. Seniors above 65, those with special needs due to disabilities, and citizens eligible in the low-income criteria can apply for particular insurance policies by UHC. These criteria also impact part A and part B premiums payable for 2022. Without research, you might miss several of these benefits provided by private insurance companies. Taking insufficient coverage Policy coverage is one of the critical factors to consider when choosing health insurance plans. The first point to consider here is the average waiting period for the policies to activate and cover expenses.

10 Exciting Offers on the iPhone 14 Series

10 Exciting Offers on the iPhone 14 Series
Apple recently launched the iPhone 15 with exciting new features, but its predecessor continues to be a sought-after pick in the market. The iPhone 14 is available in multiple colors, is compatible with 5G networks, and has a top-class camera with an advanced sensor that lets one capture clear images, even while in motion! It has four trims: iPhone 14, iPhone 14 Plus, iPhone 14, Pro, and iPhone 14 Pro Max. Is it a good time to buy the iPhone 14? Yes, it’s a great time to buy the iPhone 14 because websites are offering excellent deals. Customers can find offers at AT&T, T-Mobile, Verizon, the official Apple online store, and other places. However, those not in a hurry might want to wait until the upcoming Black Friday sale, which could bring better savings. Below are the top ten deals on the iPhone 14 series: iPhone 14 offers The base iPhone 14 boasts a 6.1-inch OLED screen, the advanced A15 Bionic chip, a two-camera system with AI-powered technology, and 5G capability. In terms of design, it has a sleek body with a Ceramic Shield front. Those impressed by these features should check out the following ongoing deals on the iPhone 14:

10 smartphones deals to expect on Black Friday 2022

10 smartphones deals to expect on Black Friday 2022
Looking for a new mobile phone, but the exorbitant rates of the latest tech stop you from getting one? Then you don’t have to wait any longer as brands can offer some amazing Black Friday discounts on their phones. Whether you prefer Android or iOS options, during the sale season, you can get excellent deals that make these smartphones extremely affordable. Further, you should keep an eye out for early bird deals. iPhone 13 While Apple’s newest entrants may not carry huge discounts on Black Friday deals, you can go for the next best option, i.e., Apple iPhone 13. You can get $700 off if you choose Verizon unlimited plan from the service provider with an eligible trade-in. A similar offer from T-mobile will help you save $800 on your iPhone 13 purchase. iPhone 13 Pro Max If you want to go big, the Apple iPhone 13 Pro Max could be a suitable choice. You can get a discount of about $800 when you buy it from Verizon. The network provider is offering it for a low price if you are eligible for a trade-in and subscribe to its unlimited plan. iPhone 13 Mini The Apple iPhone 13 Mini is also available for a decent price cut if you plan on getting an Apple product at an affordable price.

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Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Black Friday 2023 – Top 10 Smartphone Deals to Watch Out For

Even during non-festive periods, smartphones sell like hotcakes in online and offline stores. Most tech enthusiasts routinely feel the need to get their hands on the latest models of their favorite smartphones. With Black Friday 2023 still several weeks away, shoppers can check out the features of their favorite smartphones. All the estimated deals listed in this article are based on the existing retail discounts, and buyers can expect similar bargains this Black Friday. High-range smartphones 1. Different variants of Apple’s iPhone make up the top 4 of the bestselling smartphones in the country. On many retail sites, devices such as the Apple iPhone SE 5G are being sold with discounts that range from about $200 to $250. This means that there is a high percentage chance that similar or better deals will likely emerge for such devices when Black Friday looms closer. The Apple iPhone SE 5G offers fantastic features such as lightning-fast processors, 5G connectivity, 4K video recording capability with 60 FPS, the unique Dynamic Island display, IP67 water resistance, and many more. 2. Samsung’s Galaxy devices come second in the sales pecking order after Apple’s iPhones when it comes to the smartphone market leadership. With the presence of Black Friday looming on the horizon, users can expect great deals on their favorite Galaxy smartphones. For instance, the Galaxy Z Fold 5 is available on many retail sites with existing discounts ranging from 10% to 15%. Shoppers may possibly find such (or better) discounts during the upcoming sale period. The Galaxy Z Fold 5 is a one-of-a-kind foldable phone packed with incredible features such as a massive display, dual-app viewing, immersive gaming experience, super AMOLED screens, and many other niceties. 3. A device that is likely to offer massive discounts during Black Friday is the Google Pixel 7.
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10 Incredible Black Friday Deals to Expect on Laptops in 2023

10 Incredible Black Friday Deals to Expect on Laptops in 2023

Laptops combine the power of desktops with the portability of smartphones, making them suitable for several tasks. But this is also why they tend to be pricey. Unsurprisingly, many wait for sales like Black Friday to buy the model of their choice. Below are ten types of laptops and the Black Friday 2023 deals one can expect on them in the coming months. The discounts listed are based on last year’s sale and current prices. 1. Dual-screen laptops Unlike older dual-screen models, newer ones are much more efficient and non-gimmicky. They have secondary displays with anti-glare capability that perfectly complement the primary screen. A great option is the ASUS Zenbook Pro Duo UX581. It comes with a 15.6-inch 4K UHD NanoEdge touchscreen glossy main display, a cutting-edge Intel Core i7-9750H Quad Core Processor, and a 14-inch 4K matte touchscreen for seamless scrolling and usability. Last year, Amazon sold specific variants of the Zenbook Pro Duo for a discount of 15% in the run-up to Black Friday. 2. Gaming laptops Gamers need laptops that are responsive, less prone to overheating, and armed with high-end graphics cards. In short, they seek devices that will not leave them high and dry in the middle of a high-octane, graphics-heavy game by being laggy and annoying. Thankfully, several gaming laptops tick these boxes, an example being Lenovo’s IdeaPad Gaming 3. The device has incredible features, such as the latest AMD Ryzen 6000 Series processors, GeForce RTX 30 Series GPUs, and Rapid Charge technology to boost battery by 40% in just 15 minutes. Amazon reduced the price of specific IdeaPad Gaming 3 models by $300 last Black Friday, so gamers can hope for similar savings in 2023. 3. Chromebooks Those who prefer the ultra-reliable Chrome OS can check out Acer’s Chromebook 315. It has a powerful Intel Celeron N4020 dual-core processor, a full HD IPS touchscreen, and over 12 hours of battery life!
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